Frequently Asked Questions
In-home care provides personalized assistance to individuals who need support because of age, a disability, health challenges, surgery, or a medical setback. Care may include help with personal routines, meals, shopping, medication reminders, companionship, and other daily activities.
In-home care can support anyone who needs additional help living safely and comfortably at home. This may include individuals recovering from an illness or hospital stay, people living with memory loss or physical limitations, and family caregivers who need additional support.
Common signs include changes in appearance or behavior, social isolation, missed medications, poor eating habits, difficulty completing familiar tasks, or an untidy or unsafe home. A recent fall, the loss of a primary caregiver, or growing anxiety about daily activities may also indicate that additional support would be helpful.
Depending on the type of care selected, caregivers may assist with bathing, dressing, grooming, mobility, meal preparation, shopping, medication reminders, light housekeeping, transportation, companionship, and daily routines. A personalized care plan determines which services are included.
Non-medical in-home care is generally paid for privately. Some families may also use benefits from a long-term care insurance policy, depending on their specific coverage. Costs vary based on the level of care, schedule, and number of hours needed.
Yes, some long-term care insurance policies provide reimbursement for eligible in-home care services. Coverage and documentation requirements vary by policy. A Lending Hand can also assist with the ongoing paperwork and caregiver documentation many policies require for an additional fee.
Medicare generally does not cover non-medical personal care or ongoing private-duty home care. It may cover limited home health aide services when they are connected to qualifying skilled nursing or therapy services and ordered by a physician. Families should confirm their specific eligibility and coverage directly with Medicare or their medical provider.
Yes. Non-medical caregivers can work alongside skilled nurses, therapists, hospice teams, and other medical providers. A Lending Hand focuses on daily support, personal care, mobility assistance, companionship, and household routines without replacing skilled medical services.